Most of the cases I file are Chapter 7 cases. About 98% of the Chapter 7 cases I file are charged as a flat fee. I also file Chapter 13 cases for my clients. Typically, most attorneys charge the same flat fee for Chapter 13 cases; however, each attorney may request a different "up front" fee prior to filing your case. The remainder of the fee is paid from monthly payments that would otherwise go to your creditors. Below I have listed the anticipated fees and costs for both Chapter 7 and Chapter 13 cases.
b) Chapter 13 Bankruptcy Flat Fee - $2,500.00 ($700.00 down before filing the case, and the balance of $1,800.00 paid through a 3 to 5 year payment plan to creditors.)
COURT FILING FEES:
I get a lot of calls from people with many of the same questions. I hope the following information will help you determine whether you should retain me as your attorney and assist you with your bankruptcy case.
1. (THE FIRST MEETING) Jason will meet with you at his office to discuss your financial situation and provide possible solutions to issues that need addressed prior to filing a bankruptcy. The various steps involved with filing your case will be discussed and the paperwork to get started on your case will be explained and provided to you. This meeting is freeof charge and typically lasts a 1/2 hour to 1 hour.
2. (THE SECOND MEETING) We will meet with you to go over the paperwork provided to you at the first meeting. We will also download your liability/credit reports with a list of your creditors that report to the Trans Union and Experian credit agencies. The reports will also include data from public records, your current credit score, and what your credit score should look like 12 months after filing bankruptcy. We will provide you with a copy of the report.
3. (THIRD MEETING) Once all fees and costs have been advanced in your case, we will meet with you and review your bankruptcy petition, schedules, statement of affairs, and other documents before we file your case. After you have reviewed the bankruptcy paperwork, we will file your bankruptcy.
4. About a month after your case is filed, Jason Couey will prepare for and accompany you to the section 341 First Meeting of Creditors, which takes place downtown at the Thomas S. Foley US Courthouse. The date, time, and location of the meeting will be mailed to you by the Bankruptcy Court about a week after filing your case.