Have you ever walked into your Loan Originators office to find a stack of files sitting on their desk where you can see all the names of the clients they are working with? Or, did they have someones file sitting on their desk open with that clients information spread out for you to see? Have you been called by a Loan Originator from a call center and asked your personal information over the phone and not known where your personal information is being kept?
It doesnt have to be that way. At American Pacific Mortgage I take your privacy seriously. All files are kept secure and the only file you will see is your own. My Wenatchee office is secure and private. I work with many clients who do not want others in the community to know their personal financial information.
Have you ever called or been called by a Loan Originator who quoted you an interest rate and fees that were not provided at the closing table? Or did you have to call them to find out why the interest rate and fees were different? Have they told you they have the Best Interest Rates or Fees?
No Lender is always the Best. In Washington State it is illegal to use the term Best in advertising home loans. At American Pacific Mortgage, I can offer the Programs, Rates and Fees that are as competitive as any other Loan Originator or I will tell you they are better. I track Mortgage Backed Securities and can show you trends that will help you decide to Lock In or Float your interest rate. I can also show you whether other Lenders are raising or lowering their pricing based on the Mortgage Backed Security market.
Have you been to another Lender and been turned down for a home loan? Do you know why you were turned down? Did your Loan Originator give you a plan of action to qualify at a later date?
Each Lender has their own guidelines they use to either approve or decline an application for a home loan. You may not fit their guidelines, but there may be another lender that would approve your loan. Make it easy on yourself by calling American Pacific Mortgage. We are a Licensed Mortgage Banker /Broker. We have our own funding sources as well as working with over 30 additional Lenders. Our Company has the Stability, Flexibility and Honesty that you are looking for in your next home loan transaction.
Are you able to speak with your Loan Originator once they take the application? Do they return your phone calls and e-mails the same day? Or are you sent to the Processor for all your questions and concerns?
I personally oversee every loan from initial inquiry to follow-up after the loan closes. During the loan process I contact you at each event to keep you in the loop. I encourage you to ask questions and voice concerns.
If Privacy, Stability, Flexibility, Competiveness, and Honest Communication are important to you throughout the loan process, I encourage you to contact me. Either click on Ask an Expert above, use any of the interactive tools throughout the website or call me at 509/888-6700. I look forward to working with you throughout the home loan process.
Real Estate Loans
Actively lending in Cashmere, Chelan, Chelan Falls, Dryden, East Wenatchee, Entiat, Leavenworth, Manson, Monitor, Orondo, Peshastin, Rock Island, Waterville, and Wenatchee. Also lending in Chelan, Douglas, Grant and Kittitas Counties and many other Washington cities as requested.
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