What is Credit Repair?
Credit repair is the systematic process of rehabilitating an individual's financial credit reputation, or "creditworthiness." Initial steps nclude obtaining copies of the individual's credit reports; reviewing each credit report for errors, omissions, and misleading information; and requesting corrections to such information by means of a formal dispute. Many laws, regulations, and practices, both state and federal, govern this process. While individuals can sometimes effectively repair their own credit to some extent, many organizations are available to assist individuals through this sometimes complex process. In fact Credit Lab offers our experience to help repair your credit now.
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